Terms & Conditions

Welcome to christopherng.com.sg.

These Terms & Conditions govern your access to and use of this website, including all pages, forms, content, assessment tools, media, links and services made available through this website.

By using this website, you agree to these Terms & Conditions. If you do not agree, please stop using the website.

1. Website Owner & Representative Information

This website is operated for:

Christopher Ng 吴錦釗
ERA Executive Group Division Director
CEA Registration Number: R014394H
ERA Realty Network Pte Ltd

Company Address:
ERA Realty Network Pte Ltd
ERA APAC Centre
450 Lorong 6 Toa Payoh, #03-01
Singapore 319394

Email: chris.ng9694@gmail.com

Phone / WhatsApp: +65 8868 2289

2. Purpose Of This Website

This website provides information about Christopher Ng's real estate services, property asset progression approach, property marketing system, transaction activity, testimonials, media features, education initiatives and contact options.

The website is intended to help users learn more about Christopher Ng and submit enquiries relating to:

• Buying property
• Selling property
• Renting property
• Renting out property
• Property portfolio planning
• Property asset progression
• Property marketing
• Property audit enquiries
• Real estate mentorship and education enquiries

The information on this website is provided for general informational and marketing purposes only.

3. No Financial, Legal Or Tax Advice

The content on this website does not constitute financial, legal, tax, investment or professional advice.

Any property strategy, portfolio assessment, property audit, market commentary, transaction information or educational content shown on this website is general in nature and should not be relied upon as personalised advice without proper consultation.

Before making any property, financial, tax or legal decision, you should seek advice from qualified professionals where appropriate.

4. No Guarantee Of Property Outcome

While Christopher Ng may provide real estate consultation, property marketing, portfolio planning or asset progression guidance, no statement on this website should be interpreted as a guarantee of:

• Sale price
• Rental price
• Investment return
• Capital appreciation
• Rental yield
• Transaction timeline
• Buyer interest
• Tenant interest
• Financing approval
• Portfolio growth outcome

Property outcomes depend on market conditions, property attributes, buyer demand, regulatory requirements, financing conditions and other factors outside any individual's control.

5. Property Portfolio Assessment Tool

This website may include a Property Portfolio Growth Assessment or similar assessment tool.

The assessment is designed to collect information from users and provide a general indication of possible property planning directions.

Any profile, result, recommendation or summary generated from the assessment is for general guidance only.

It should not be treated as a final investment recommendation, financial plan or formal property advice.

Christopher Ng or his team may review your submitted information and contact you for follow-up where appropriate.

6. Complimentary Sessions & Property Audits

From time to time, this website may offer complimentary consultations, property audits, portfolio reviews or strategy sessions.

Any complimentary offer is subject to availability, suitability and confirmation by Christopher Ng or his team.

Unless otherwise stated:

• Complimentary sessions have no cash value.
• Complimentary sessions are not transferable.
• Complimentary sessions may be changed, withdrawn or rescheduled.
• Submission of a form does not guarantee acceptance or confirmation of a session.
• Christopher Ng or his team may contact you to qualify your request before confirming any session.

References to consultation value, such as "S$1,888", are used to communicate the estimated value of the session or service and do not create a payment obligation unless separately agreed in writing.

7. Property Information & Listings

Any property information displayed on this website, including videos, descriptions, locations, prices, rental estimates, availability or project details, is provided for general reference only.

Property information may change without notice.

Users should verify all relevant property details, including price, availability, tenure, size, floor area, condition, eligibility, financing, taxes and regulatory requirements before making any decision.

8. Transaction Information

This website may display selected property transaction information based on publicly available records, CEA-related datasets, platform information, or information provided by Christopher Ng.

Transaction information is intended to provide general credibility and activity context.

It may be subject to update delays, omissions or changes.

This website does not display private buyer names, seller names or sensitive personal data in transaction records.

9. Testimonials, Reviews & Ratings

Testimonials, reviews and ratings shown on this website may be sourced from third-party platforms such as PropertyGuru, FindPropertyAgent or other publicly available review platforms.

Reviews represent the experiences and opinions of the individuals who provided them.

They do not guarantee that future clients will receive the same outcome or experience.

Where review counts, ratings or platform links are displayed, users should refer to the original platform for the latest information.

10. Media, Videos & Third-Party Content

This website may include links or embeds from third-party platforms such as:

• YouTube
• PropertyGuru
• Facebook
• Instagram
• LinkedIn
• Real Estate Mentor Singapore
• CNA Radio or other media platforms

These third-party websites and platforms are not controlled by this website.

We are not responsible for the availability, accuracy, content, privacy practices or terms of any third-party website.

When you click an external link, you leave this website and are subject to the terms and policies of that third-party platform.

11. Real Estate Mentor Singapore

This website may refer to Real Estate Mentor Singapore, seminars, training programmes or education events conducted by Christopher Ng, Jasmine Chan or their team.

Such content is provided for informational and promotional purposes.

Registration, attendance, programme availability, pricing, dates, venue and terms may be managed separately through the relevant Real Estate Mentor Singapore platform or event registration page.

Users should refer to the official registration page for the latest event information.

12. Contact Forms & User Submissions

When you submit a form on this website, you agree that the information provided is accurate, complete and submitted voluntarily.

You may be asked to provide details such as:

• Name
• Email address
• Phone number
• Property type
• Property location
• Property goals
• Portfolio information
• Enquiry details
• Preferred contact method

By submitting a form, you consent to Christopher Ng, his team or authorised representatives contacting you regarding your enquiry.

This may include contact by phone, WhatsApp, email or other communication channels you have provided.

13. Personal Data

Personal data submitted through this website will be handled according to the website's Privacy Policy and PDPA Notice.

Please refer to:

• Privacy Policy
• PDPA Notice

for more information on how personal data may be collected, used, stored, disclosed and protected.

14. Acceptable Use

You agree not to misuse this website.

You must not:

• Submit false, misleading or fraudulent information
• Use the website for unlawful purposes
• Attempt to gain unauthorised access to the website, database or admin areas
• Interfere with website security or functionality
• Upload malicious code, spam or harmful content
• Copy or reproduce website content without permission
• Use automated scraping tools without written consent
• Impersonate another person or organisation

We reserve the right to restrict access or remove submissions where misuse is suspected.

15. Intellectual Property

Unless otherwise stated, all content on this website belongs to Christopher Ng, his authorised representatives, licensors or content providers.

This includes:

• Text
• Layout
• Graphics
• Images
• Videos
• Logos
• Branding
• Website design
• Assessment tools
• Marketing copy
• Downloadable materials

You may view the website for personal and informational use only.

You may not copy, reproduce, distribute, modify, publish or commercially exploit any website content without prior written permission.

16. Website Availability

We aim to keep this website available and functioning properly.

However, we do not guarantee that the website will always be uninterrupted, error-free, secure or available at all times.

The website may be updated, suspended, restricted or discontinued at any time without prior notice.

17. Accuracy Of Information

We make reasonable efforts to ensure that the information on this website is accurate and updated.

However, property information, market information, transaction data, event details, awards, reviews, links and third-party content may change over time.

We do not warrant that all content is complete, current or free from error.

Users should verify important information before relying on it.

18. Limitation Of Liability

To the fullest extent permitted by law, Christopher Ng, his team, representatives, affiliates and service providers shall not be liable for any direct, indirect, incidental, consequential or special loss arising from:

• Use of this website
• Reliance on website content
• Submission of forms
• Third-party links or platforms
• Website errors or interruptions
• Property decisions made based on general website information
• Delays, omissions or inaccuracies in transaction or market data

Nothing in these Terms excludes liability where such exclusion is not permitted under applicable law.

19. Indemnity

You agree to indemnify and hold harmless Christopher Ng, his team, representatives, affiliates and service providers from any claims, losses, liabilities, costs or expenses arising from:

• Your misuse of this website
• Your breach of these Terms
• Your submission of inaccurate or unlawful information
• Your violation of third-party rights
• Your violation of applicable laws or regulations

20. Changes To These Terms

We may update these Terms & Conditions from time to time.

Updated terms will be posted on this page with a revised "Last updated" date.

Your continued use of the website after changes are posted means you accept the updated Terms.

21. Governing Law

These Terms & Conditions are governed by the laws of Singapore.

Any dispute arising from or relating to this website shall be subject to the courts of Singapore.

22. Contact

For questions about these Terms & Conditions, please contact:

Christopher Ng 吴錦釗
ERA Executive Group Division Director
ERA Realty Network Pte Ltd

Email: chris.ng9694@gmail.com

Phone / WhatsApp: +65 8868 2289

Address:
ERA Realty Network Pte Ltd
ERA APAC Centre
450 Lorong 6 Toa Payoh, #03-01
Singapore 319394